Peoples Federal Savings Bank makes loans for the purpose of purchasing or refinancing homes that do not serve as your primary residence. Whether it is a vacation home, seasonal residence or lake property, we may have the right loan for you. These loans are available in a variety of terms and can be obtained with either a variable or fixed interest rate. Some loans will not qualify for a fixed rate due to a variety of factors. Please talk to one of our mortgage specialists, so that they may help you through the loan process and help to determine what mortgage options are available for your particular situation.